Pesquisa foi divulgada pela Serasa
Valter Campanato / Agência Brasil
Pesquisa nacional feita pela Serasa mostra que a maioria dos brasileiros (60%) iniciam o planejamento financeiro para a aposentadoria com apenas cinco anos de antecedência. O levantamento, divulgado nesta sexta-feira (24), foi produzido pelo Instituto Opinion Box e ouviu 1.052 pessoas aposentadas ou prestes a se aposentar, em janeiro de 2025.
A pesquisa revelou também que 37% dos aposentados admitem que não se planejaram financeiramente para parar de trabalhar e 53% precisaram continuar trabalhando para complementar a renda. Dentre os que se planejaram, 70% passaram a complementar o salário com outra renda cinco anos antes de se aposentar.
Segundo o levantamento, entre os aposentados, 48% dizem sentir instabilidade financeira; 45%, ter grande receio de endividamento; e 64%, não considerar o valor da aposentadoria suficiente para manter o padrão de vida.
A pesquisa da Serasa mostra ainda que a alimentação é o maior gasto de quem já se aposentou, e os custos com a saúde estão em segundo lugar: 60% dos aposentados já precisaram buscar crédito ou empréstimo para auxiliar nessas despesas consideradas essenciais.
“É fundamental que o trabalhador prestes a se aposentar se planeje financeiramente, prevendo os possíveis ganhos e gastos que devem ocorrer ao longo dos anos, principalmente, para aqueles que desejam parar de trabalhar logo após começarem a receber o benefício”, destaca o especialista da Serasa em educação financeira, Thiago Ramos.
“Para quem já se aposentou, mas ainda possui dificuldades, o ideal é criar um controle financeiro e estabelecer um fluxo de acordo com a sua realidade”, orientou.
Com informações de: Jornal Raio X
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